How much does Pay by Phone cost?

A 15% carrier surcharge is added to every deposit. A NZ$100 deposit costs NZ$115 on your phone bill. This makes it the most expensive deposit method at Jackpot City.

What is the maximum Pay by Phone deposit?

NZ$100 per day. This is the lowest daily cap of any deposit method at Jackpot City.

Does Pay by Phone work with NZ prepaid mobile?

No. Pay by Phone requires a postpaid NZ mobile account with Spark, Vodafone, or 2degrees. Prepaid accounts are not supported.

Can I withdraw via Pay by Phone?

No. Pay by Phone is deposit-only. Withdrawals route to bank transfer or e-wallet.

Pay by Phone Deposit at Jackpot City — Mobile Carrier Billing for NZ Players

Last updated: 25-06-2026

Pay by Phone deposits charge the amount to your NZ mobile phone bill with a 15% carrier surcharge. A NZ$100 deposit costs NZ$115 on your next phone bill. This makes Pay by Phone the most expensive deposit method available at Jackpot City by a significant margin — every other method charges between zero and 2.5% in fees. The daily deposit cap of NZ$100 further limits its utility. This method exists for players who have no other deposit option available, not as a convenience feature.

The surcharge is not a Jackpot City fee — it is charged by the NZ mobile carrier (Spark, Vodafone, 2degrees) for processing the payment through their billing system. The deposit is instant and fully bonus-eligible. But the 15% cost on every transaction means you are paying NZ$15 for the privilege of depositing NZ$100. Over ten deposits, that is NZ$150 in surcharges alone. If any other method is available to you, use it.

Author’s tip from Emily Mellor, Head of Regulatory Affairs & Global Compliance: “Pay by Phone exists as an absolute last resort. If you have a NZ bank account, use POLi (zero fees). If you have a debit card, use Visa or Mastercard (zero fees). If you have cash, buy a Paysafecard (zero fees). If you have a mobile phone capable of making a Pay by Phone deposit, you almost certainly have a bank account or debit card capable of a zero-fee deposit. The only legitimate use case is when all other methods are temporarily unavailable and you accept the 15% cost.”

Pay by Phone Deposit specifications at Jackpot City

PAY BY PHONE DEPOSIT — KEY SPECIFICATIONS
Method	Mobile carrier billing (Spark, Vodafone, 2degrees)
Min Deposit	NZ$10
Max Deposit	NZ$100 per day
Deposit Speed	Instant
Withdrawal	Not available — deposit only
Casino Fees	Zero
Carrier Surcharge	15% added to phone bill
Bonus Eligible	Yes
Currency	NZ$
Operating Hours	24/7
Account Required	NZ postpaid mobile account
Key Issue	Most expensive method: 15% fee + NZ$100/day cap + deposit only

How much does Pay by Phone actually cost compared to other methods?

How to deposit with Pay by Phone Deposit at Jackpot City

Open Jackpot City cashier and select Pay by Phone.
Enter your NZ mobile number (must be postpaid, not prepaid).
Enter your deposit amount in NZ$. Maximum NZ$100 per day.
Receive SMS confirmation code on your phone.
Enter the code in the cashier to authorise the charge.
Deposit amount + 15% surcharge added to your next phone bill.
Funds appear in Jackpot City balance instantly.

Author’s tip from Emily Mellor, Head of Regulatory Affairs & Global Compliance: “Pay by Phone does not work with NZ prepaid mobile accounts — only postpaid plans. The charge appears on your monthly phone bill alongside your call and data charges. If you share a phone plan with family members, the casino deposit will be visible on the shared bill. There is no way to hide or relabel the transaction.”

Advantages and limitations of Pay by Phone Deposit for NZ players

Every payment method involves trade-offs. Pay by Phone Deposit is no exception. Understanding both sides before your first transaction prevents surprises.

Advantages:
Instant deposit
No bank account or card needed
Full bonus eligibility
Simple SMS confirmation
24/7 availability
Limitations:
15% carrier surcharge (most expensive method)
NZ$100 per day maximum (lowest cap)
Deposit only — no phone bill withdrawals
Postpaid accounts only (no prepaid)
Charge visible on shared phone bills
19 cheaper alternatives exist

How does Pay by Phone Deposit compare to alternatives at Jackpot City?

Feature	Pay by Phone Deposit	Paysafecard	Visa Debit
Deposit Speed	Instant	Instant	Instant
Fees	15% surcharge	Zero	Zero
Daily Limit	NZ$100	NZ$250/voucher	NZ$5,000
Withdrawal	✗ Dep only	✗ Dep only	✓ 1–5 days
Privacy	On phone bill	No bank link	Bank statement
Bonus	Yes	Yes	Yes

Author’s tip from Emily Mellor, Head of Regulatory Affairs & Global Compliance: “If you are considering Pay by Phone for budget control reasons (the NZ$100/day cap acting as a natural limiter), use the Jackpot City deposit limit tool instead. It provides the same daily cap functionality on any deposit method without the 15% surcharge. Set a NZ$100 daily deposit limit in your account settings and use any zero-fee method.”

Who should actually use Pay by Phone?

Additional considerations for New Zealand players using Pay by Phone Deposit

Pay by Phone deposits are processed by third-party mobile payment aggregators contracted by NZ carriers. The transaction is final once confirmed by SMS — there is no reversal or refund process through your carrier. If a deposit fails to credit at Jackpot City after the SMS confirmation, contact Jackpot City support with your phone number and transaction timestamp. The carrier charge will appear on your bill regardless of whether the casino credit succeeds, so confirmation is important.

For account access guidance, see the login page. The glossary covers every payment and casino term used on this page. For other deposit methods available to New Zealand players at Jackpot City, explore the options below.